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Paid members can freely message, start discussion thread, no daily limit of disucssion board entries. Members only see intersection of what they are looking for and what other members are looking for. Free messaging and status posting for undergraduates (5 messages/day limit).

Dedicated to verified college students and alumni (via education database). Alumni cannot initiate or respond to contact or post status updates.

Single payments for regional advertising of profile (one-time appearance in scrolling banner for $1 – user picture, link, short text for mouseover; bidding war for stationary second banner cost of $1/minute).

Yes/No; While it is free to use, POF offers premium services as part of their upgraded membership, such as seeing the date and time a user viewed your profile and allowing you to see whether a user read and/or deleted your message.

If you haven't touched your 401(k) in a while, or at all, consider logging in to your account online to see if there are better options than what you're using right One of the most basic rules of personal finance is to diversify your investment portfolio from your income.

If your employer hits a rough patch, you don't want to be in a situation where you lose your income your retirement nest egg.

As you age, riskier assets like stocks are swapped for safer assets like bonds, consistent with traditional retirement-planning advice.qualified default investment alternatives," or QDIAs." data-reactid="31"It's safe to say that target-date funds are winning by default.